Assistance to the small business community

SGCDC, Covid-19 (Corona Virus), Immediate Public Grant/Loan Application Assistance, Financial Aid, and Other Help For Small Community Businesses 

SGCDC has been in the process of instituting programs to provide immediate assistance to small businesses in the Spring Garden community, through several programs.

We are available to assist small businesses to apply for City and other public grants and interest-free loans.

The City is offering $5,000 Micro Grants for businesses with annual revenues of under $500,000 a year; Small Biz grants of up to $25,000 for businesses with annual revenues of $500,000 to $3 million; and Small Biz Zero-Interest loans between $25,000 and $100,000 for businesses with annual revenues of $3 to $5 million. (PIDC will review the loan applications).

The City application form can be found here:

The Small Business Administration is also making loans available.

In addition, the SGCDC is providing a certain number of gap loans to help businesses to survive (and their employees to be paid) until federal, state and/or City loans and/or other assistance become available.

The SGCDC funds may be spent on rent (if not abated by the landlord), employee wages/salaries/benefits, utilities, taxes, inventory needed for any continuing operations, and debt service/loan payments.

We are also considering a third program - - a 100% SGCDC match for a community-wide gift certificate purchase drive - - to further assist stabilized businesses to survive.

If you are a small business in need of assistance to weather this difficult time, please email us at

We are committed to providing whatever assistance we can, to help sustain our Spring Garden community businesses during the current crisis. Priority will be given to business members of Spring Garden Civic Association.